Is Encumbrance certificate required for the online Khata transfer of an apartment in Bangalore?

 Yes, an encumbrance certificate is required for online khata transfer of an apartment in Bangalore.

An encumbrance certificate should be from the date of sale deed to current year.

Along with encumbrance certificate (EC), you also need the following document for khata transfer application.

• Sale deed
• Current year tax paid receipt
• Aadhaar linked with mobile number. (For e-signing).
• Occupation certificate (OC). An OC is optional and not mandatory

Fortunately, you can get your EC online at the expense of Rs. 40/- per EC. Leadtime is just 2 days.

Here is the step by step procedure to get your EC online.

Step 1: Open the website Kaveri Online Services (Kaveri Online Services)

Step 2: New users should register. Click “Register as new user”. Below image with circle for your reference.

Step 3: Fill the registration form. Filling the registration form is very easy. It just need your name, gender, county, permanent address, mobile number, email id and anyone ID proof number that could be PAN, driving license, or aadhaar number. Below registration form image for your reference.

Password recovery question.

User name, password, and activation code sent to your mobile number through SMS.

Meanwhile, the website page will automatically direct to activation page as below.

Enter the activation code received through SMS or email,

This completes the registration process.

You will be auto directed to home page, to enter use name and password.

Step 4: Login and Click “online EC” (Black circled in below image)

Step 5: An EC application form can be filled either by property number or party name (Buyer or seller). Both the options have been circled in below image.

To fill the application form, you should have your sale deed handy. Details require like

Registration date: Can able to locate at 1st page of sale deed.

Party name: Buyer or seller name. Can locate the party name at 1st page of Sale deed.

Property details (address): Refer to the schedule section of sale deed.

Property number: Survey number, Katha number, Site number. corporation number etc…So on, you can search the EC by using multiple numbers alloted for independent buildings, apartments, and land.

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Step 6: Let me explain in detail about filling the application form by using option “search by party name” because this option of application form has less to fill and better accuracy. Below is the step by step procedure.

Click on “search by party name” Below image with circle for your reference.

Property registration duration (Registration date): Select from date and to date. To locate the registration date, refer to the 1st page of sale deed. Below image with circle for your reference.

When you select the registration date, select one day before and one day after the registration. For example, if property registered on 6th June. Select the from date as 5th June and to date as 7th June.

Property details: You have to type the district name. Next select village name from drop-down list

District name and village name are found at schedule section of sale deed. Below image of schedule section of sale deed for your reference.

Party Name: Type buyer or seller name.

Click at “Check to apply for digitally signed EC” and click the button “search”. Refer the below image with circle

At next page, an application number will be allotted. Click “Proceed” button to move ahead. Below image for your reference.

Step 7: At next page, Application form and watermarked EC will appear. Below image for your reference.

If the details in watermarked EC is correct, proceed with payment.

Step 8: Make the payment. Rs. 40/-. as below image

Step 9: Transaction receipt

Step 10: Submit the application. Refer the below.

Step 11: You will receive an SMS in same day that your application has been accepted. Below image for your reference.

Step 12: Within 2 days, you will receive another SMS that your EC has been signed and uploaded. Below image for your reference.

Step 13: Go to home page of kaveri online services and click the icon “pending and saved application” (Below circled image for your reference).

Step 14: In-service type, select “online EC application” from drop downlist. Below image for your reference.

Here you can check the status of application and download EC.

An EC looks like as below image,

EC has the details of property schedule. ownership details and Allotment number.

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We provide the service of extracting EC + Khata application + property tax extract. To opt for our service, please write to us pgnproperties@gmail.com or Whatsapp +91–9742479020.

Thank you for reading…