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What is the certificate of encumbrance and its use?

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An encumbrance certificate is a certificate issued by the sub-register office of revenue department. An encumbrance certificate popularly knows as EC. The encumbrance certificate is one of the vital document to verify before we buy the property. An EC helps to verify, Mortgage liability Court attachment Ownership Property schedule Registration date and allotment number Market price and consideration price Deed type (Acquired through sale deed, gift deed or inherited) History of registered transactions & change of ownerships If the property has been encumbered with mortgage and court attachment, property has no marketing title and cannot entitle to sell. If the property has not encumbered, it has a clear marketing title to sell & buy. The encumbrance certificate is usually issued in 2 forms:  Form 15 or Form 16 Form 15:  is issued when the property has any encumbrance during the said period, Nature of encumbrance could be gift, partition, loan, lease, legality, and parties invol

What is the process to get Khata extract for my newly booked apartment in Bangalore?

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  Khata can be extracted through, Online Off-line Before we go into the extract procedure, keep the following documents ready for filing an application. Aadhaar Sale deed copy with notary public attested Tax paid receipt (Current year) Encumbrance certificate (from the date of sale deed to current year) Previous owner’s or builder’s khata certificate. Occupation certificate (Optional) Online Application: Step 1:  Open “Sakala online services” Step 2:  Create an account. Your name, gender, email id, and Indian mobile number require to create an account. Login with user name and password Step 3:  At home page, click the tab  “Application”  and click  “Online application form”  at dropdown. Below image for your reference. Step 4:  Click at  “transfer” , Refer the circle in below image for better understanding. Step 5:  Fill the application form. In the below image, we have numbered each section and given the explanation with each numbering. Service applied for khata:  Click the tab  “Tran